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Superannuation Articles

Payday super Exposure Draft released

On 14th March 2025, the government released exposure draft material that provides greater detail on how the payday super regime will operate.

Threshold for tax-free retirement super increases

Thinking about retirement? The amount of money that can be transferred to a tax-free retirement account will increase on 1 July 2025.

Super Obligations – are you keeping up?

With Single Touch Payroll and super fund data now being regularly reported to the ATO, the ATO is now able to quickly identify employers who appear to have outstanding Superannuation Guarantee (SG) obligations.

Payday Super proposal

Treasury has released a consultation paper in October 2023 which will require employers to pay employee super earlier and more frequently. This will be called ‘payday super’.

Should I buy insurance through my super?

While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury - this is where insurance may help.

Will these super changes affect you?

As our superannuation balances grow larger, it makes more sense than ever to keep track of the many rules changes that have recently happened or are coming up soon.

Super Guarantee increased rate from 1st July

From the 1st of July 2023, the Superannuation Guarantee percentage will increase to 11% (up from 10.5%) .

Self-Managed Super Funds and Crypto

Owning cryptocurrency in a SMSF structure can be fraught with risk - is your fund compliant?

Help for first home owners

The First Home Super Saver Scheme (FHSS) provides an opportunity for Australians to increase their savings towards buying their first home. In a time of high housing prices, could this be for you?

Superannuation guarantee increase to 10.5% from 1st July

The Superannuation Guarantee (SG) rate will rise from 10% to 10.5% on 1 July 2022 and will continue to increase by 0.5% each year until it reaches 12% on 1 July 2025.

Work-test repeal – enabling those under 75 to contribute to super

From 1 July 2022, the work-test has been scrapped and individuals aged younger than 75 years will be able to make or receive non-concessional contributions or salary sacrifice superannuation contributions.

Removal of the $450 super guarantee contribution threshold

In February this year the federal government passed legislation to enact previously announced changes to the superannuation system. One of these was the removal of the $450 super guarantee contribution threshold